Under State Pension age you could be entitled to:

Over State Pension age you could be entitled to:

P.I.P. (Personal Independence Payment)

Benefits and Work P.I.P. Points System www.benefitsandwork.co.uk/personal-independence-payment-pip/pip-points-system

You can claim P.I.P. in addition to other benefits.

A.A. (Attendance Allowance) if you have reached State Pension age, and your ability to keep safe or look after your own personal care is affected by physical or mental illness or disability

• www.gov.uk/attendance-allowance

• www.carersuk.org Fact Sheet

You can claim A.A. in addition to other benefits.

Universal Credit is a payment to help with your living costs and has or will replace the following benefits www.gov.uk/universal-credit:

• J.S.A. Income-based Jobseeker's Allowance is a taxable benefit to support people who are actively looking for work www.gov.uk/jobseekers-allowance

• E.S.A. Income-related Employment and Support Allowance a benefit for people who are unable to work due to illness or disability www.gov.uk/employment-support-allowance

• The Work Capability Assessment (E.S.A.) 214)

• E.S.A. & J.S.A. Appeal Form (GL24)

• Benefits and Work E.S.A. Points System

State Pension is a regular income paid to people who have reached State Pension age www.gov.uk/new-state-pension

• Check your State Pension age www.gov.uk/state-pension-age

Pension Credit is an income-related benefit made up of 2 parts www.gov.uk/pension-credit

• Guarantee Credit tops up your weekly income.  You may still be eligible if you have savings, a pension or your own home.

• Savings Credit is an extra payment for people who saved some money towards their retirement, for example a pension.

If you get Pension Credit you can also get other help, such as:

• Housing Benefit helps towards rented housing costs www.gov.uk/housing-benefit

• Free or discounted TV licence

If you are 75 or over and you get Pension Credit, you can get a free TV licence www.gov.uk/free-discount-tv-licence

• Income Support non-working people with low or no income www.gov.uk/income-support

• Housing Benefit helps towards rented housing costs

www.gov.uk/housing-benefit

Carer’s Credit is a National Insurance credit that helps with gaps in your National Insurance record www.gov.uk/carers-credit

You must be over 16 and under State Pension age and looking after one or more people for at least 20 hours a week. The person you are looking after must be receiving certain benefits.

Carer’s Allowance is to help you look after someone with substantial caring needs. You do not have to be related to, or live with, the person you care for www.gov.uk/carers-allowance

You must be 16 or over and spend at least 35 hours a week caring for them. Carer’s Allowance is taxable. It can also affect your other benefits. The person you are looking after must be receiving certain benefits.

Council Tax Discount if you are on a low income or claim benefits. Your bill could be reduced by up to 100%.

You can apply if you own your home, rent, are unemployed or working www.gov.uk/apply-council-tax-reduction

Mortgage Interest Support if you are a homeowner, you might be able to get help towards interest payments on www.gov.uk/support-for-mortgage-interest:

• your mortgage

• loans you have taken out for certain repairs and improvements to your home.  To be eligible for a Support for Mortgage Interest (SMI) loan, you usually need to be getting one of the following qualifying benefits:

• Income-based (J.S.A.)

• Income-related (E.S.A.)

• Pension Credit

Disabled Person's Bus Pass

www.gov.uk/apply-for-disabled-bus-pass

Blue Badge Scheme

www.gov.uk/blue-badge-scheme-information-council

The Blue Badge scheme helps you park closer to your destination if you are disabled.

Warm Home Discount Scheme

The Warm Home Discount Scheme is a one-off 150 discount off your electricity bill.

If you are eligible, your electricity supplier will apply the discount to your bill. The money is not paid to you.

You will usually get the discount automatically if you are eligible. You only need to apply if you are on a low income in Scotland - contact your energy supplier to apply.

You may be able to get the discount on your gas bill instead if your supplier provides you with both gas and electricity and you are eligible.

Contact your supplier to find out www.gov.uk/the-warm-home-discount-scheme

Royal Mail Redirection service enables your mail to move with you when you are moving to another home and is for customers who are in receipt of Universal Credit or Pension Credit.

Universal Credit also covers the following benefits:

• Child Tax Credit

• Housing Benefit

• Income Support

• Income-based (J.S.A.)

• Income-related (E.S.A.)

• Working Tax Credit

www.royalmail.com/receiving/redirection/concessions

You might be able to get free NHS prescriptions, dental treatment, eye tests and help with other NHS costs www.gov.uk/help-nhs-costs

Whether you get help depends on things like:

• your age

• your income

• where you live

• if you get certain benefits

• if you are pregnant

• if you have a medical condition

www.nhsbsa.nhs.uk/check-if-youre-eligible-help

NHS: Prescription Prepayment Certificate

www.nhsbsa.nhs.uk/help-nhs-prescription-costs/nhs-prescription-prepayment-certificate-ppc discounts prescription costs if you are not eligible for free prescriptions

CEA Cinema Card www.ceacard.co.uk

The Card enables a disabled cinema guest to receive a complimentary ticket for someone to go with them

www.benefitsandwork.co.uk

Website full of information, to help fill in those dreaded forms

www.citizensadvice.org.uk

Still needing help?  Contact your local Citizen's Advice.  They can help complete forms for you.